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The CLosing Process!

When you choose Tejas Land & Title to handle your real estate closing, it will include the following steps:

01

The Buyer & Seller Sign a Real Estate Contract

When both parties reach an agreement, you’ll need to sign and execute a real estate contract to begin the closing process. It’s important to complete preliminary research on the home/property and surrounding area, so you can offer a fair price for the home. This is where a real estate agent is extremely valuable.

02

The Earnest money deposit and Real Estate Contract are submitted to Tejas Land & Title.

We will open an escrow account, hold the earnest/option money deposit and real estate contract until the closing has been completed. This protects the homebuyer and seller pursuant to the terms of the real estate contract.

03

Title Search and Examination

A Title Search and Title Insurance provide peace of mind and a legal safeguard. They ensure that when you buy a property, no one else can try to claim it later. A title search is an examination of public records to determine and confirm a property’s legal ownership and find out what claims, if any, exist on the property. If there are any claims, they may need to be resolved before the buyer obatins the property.

04

Clarification of Title Matters

In some cases, the title could be clouded. Issues involving previous owners, unpaid taxes and even fraudulent claims may arise during this process, but with title insurance & a thorough title search and examination, you can be sure you are protected. If any problems arise during the title examination, they must be properly resolved before the transaction is finalized and closed.

05

The Title Closer Compiles Closing Documents

After the title search & examination has been completed & all title matters on Schedule C are resolved, your closing coordinator – AKA Escrow Officer – will finalize the closing process including preparation of all documents for signing. The Escrow Officer will ensure that all documents required by Texas Law and the lender (if applicable) are available before the closing date.

06

Closer coordinates the date, time and location for closing

Upon consultation with the buyer and seller and their agents, your Escrow Officer/Assistant schedules a date, time, and location for the signing of the final closing documents.

07

Parties Meet for Signing (Closing Day!)

Your Tejas Land & Title Escrow Officer greets you upon arrival and guides you through the appointment. Your Tejas Team is always available to answer questions. In some cases, this process can be handled via the internet or mobile notary.

08

Documents Are Recorded in the Public Registry

All transfer documents are recorded in the public records in the correct county where the home/property is located. This completes the final transfer of the title to the buyer.

WHAT IS

TITLE INSURANCE?

Insurance brokers are pointing to insurance contract signing and are explaining to customers

A Title Search and Title Insurance provide peace of mind and a legal safeguard. They ensure that when you buy a property, no one else can try to claim it later. A title search is an examination of public records to determine and confirm a property’s legal ownership and find out what claims, if any, exist on the property. If there are any claims, they may need to be resolved before the buyer obatins the property.

It's not homeowners' insurance
  • Title insurance: Protects your ownership of the property. You pay the premium one time, when you close on the sale of the property.
  • Homeowners insurance: Protects you from losses due to fire, weather, other types of property damage, or theft. You pay your homeowners premium every year.
  • Owner’s policy: Protects the homeowner. It’s effective for as long as you own the property.
  • Homeowners insurance: Protects you from losses due to fire, weather, other types of property damage, or theft. You pay your homeowners premium every year.

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